We're Real Health Coverage — a Tampa-based agency making health insurance simple, transparent, and built for the way you actually live. Self-employed, small business, or growing family: let's find a plan that fits without the guesswork.
Health insurance shouldn't feel like a maze. We help four kinds of people find coverage that works harder and costs less than what they're used to.
Freelancers, contractors, and solopreneurs who are tired of overpaying for marketplace plans with massive deductibles.
Owners looking to offer real coverage to their team — or to themselves — without the complexity of traditional group plans.
Parents who want access to great doctors, low out-of-pocket costs, and a plan that won't surprise them at every pediatrician visit.
Between jobs, aging off a parent's plan, or just overwhelmed by the options. We walk you through every choice, honestly.
There's no greater satisfaction for us than knowing our clients are covered by a plan that's tailor-made for their needs and budget.
Real Health Coverage is a Tampa-based agency and a division of Tampa USHA. We're dedicated to making health insurance simple and stress-free — with expertise across both public and private coverage, we're your go-to resource whether you're self-employed, a small business owner, or looking for individual or family plans.
Our clients stay with us because we take the time to actually know them — and because we won't sell you a policy we wouldn't put our own families on.
Most insurance calls leave you more confused than when you started. Here's how working with us actually goes.
Pick a 20-minute slot that fits your schedule. No forms, no spam, no 15-agent follow-ups.
We pull customized quotes across private and public plans, explain the fine print, and show you what each one actually costs long-term.
Pick the plan that fits, and we handle the paperwork. Plus, we're your advocate for every doctor visit and billing question that comes up after.
Real things real clients say when we ask why they referred us to their family, their friends, their coworkers.
"All this time I thought I had to pay ridiculous amounts of money each month to public health insurance, with high deductibles and charged hundreds at my kid's doctor visits — and then I found Real Health Coverage. They taught me so much about private insurance, saved my family thousands each year, and put us on a much BETTER plan with NO deductibles and access to so many more doctors. I wish I had known them sooner!"
"In the flood of agents looking to gain my business, I was lucky enough to connect with the team at Real Health Coverage. They've been a delight to work with on every level — they went beyond expectations to research, explain, and help my family find the best coverage at an affordable cost. I've already recommended them to family and friends!"
"I had a consultation and they were helpful beyond what they had to be. They couldn't help me directly because of my state, but they looked over another plan that was offered to me and found some major issues. They basically saved me what could have cost me tens of thousands of dollars. Thank you, Real Health Coverage!"
"They went above and beyond. Any question or issue I had, they were always the team to get in touch with. Answered all my questions, immediately sent me links to local doctors in my network, and made me feel like I was their only client. 100% recommend. Do yourself a favor — call Real Health Coverage."
Real coverage.
Built for real people.
Florida is home base, but we're licensed coast to coast. If your state isn't listed, book a call anyway — we'll point you to someone we trust.
If yours isn't here, ask us on the call. We'd rather over-explain than have you guess.
Fill out the basics and we'll pull customized quotes across private and public plans for you and your family. You'll hear back within 24 hours — no forms-to-forms, no 15-agent spam.
We review your info, pull options that actually fit, and send you a plain-English comparison. If you want to talk through them, we can schedule a call.
A free 20-minute call. We'll pull quotes, answer every question, and give you clear next steps — even if you don't end up working with us.